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Insurance claims (1 Viewer)

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just out of curiosity has anybody here ever had to make a claim due to tank failure or a crazy accident? im gonna call tomorrow just to verify that my policy covers any damages to my home from a catastrophic failure. but i was curious a couple hundred gallons could do a ton of damage!
 

Erin

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When I asked my insurance company, they said any water damage would be covered, but not the livestock. When you think about it, if a pipe busts when no one’s home, there will be way more than a couple hundred gallons.
Look at your homeowners policy and see what’s covered for a busted pipe (or overflowing toilet, etc)- unless specifically excluded, a tank leak should have the same coverage.
 
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G
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alright will do! i just figured there would be some sort of special something i would need to add. as much as i love my tank if i come home to a couple hundred gallons of water on the floor the last the thing im gonna worry about is bargain bin frags lol.
 

reeftopia

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Tank may also be covered. Everything but livestock. Where you will have a problem is deductible. Most claims will not add up to
more than deductible and if your only slightly over its not worth it, Been their done that had fire damage and then a hail storm. My insurance went
up a $1000 plus a year for 3 years, might have been 5 not sure,
 

sombrero_romero

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I thought it read, "insurance clams" lol

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