ReefNoob
Supporting Member
Just swung by yesterday and store is closed " due to Covid"
Hope Nick's OK
Hope Nick's OK
Hoping the same. He posted on facebook on the 1st that they he was closed till the 8th due to covid. No other word so far.Just swung by yesterday and store is closed " due to Covid"
Hope Nick's OK
Yeah the pics and stuff didn't look great and glad he's doing better as well. Hospital bill sounds rough though and he is selling some stuff to pay for it. High end fishing gear and the like from his other hobbies if anyone is looking for that kind of stuff and there is talk of a go fund me. Hopefully they put together a plan for others to help out since I don't do much fishing these days lol.He posted on Facebook yesterday that he’s finally back home. I’m very glad to hear it! He was definitely in a tough spot, from what I understand.
One good thing in the state of Texas medical bills cannot affect your credit score... just send them a little each month for good faithYeah the pics and stuff didn't look great and glad he's doing better as well. Hospital bill sounds rough though and he is selling some stuff to pay for it. High end fishing gear and the like from his other hobbies if anyone is looking for that kind of stuff and there is talk of a go fund me. Hopefully they put together a plan for others to help out since I don't do much fishing these days lol.
Yeah I tried this doesn’t work it goes to collectionsOne good thing in the state of Texas medical bills cannot affect your credit score... just send them a little each month for good faith
Exactly. Texas is one of the WORST states in terms of protecting people from collections/bankruptcy.Yeah I tried this doesn’t work it goes to collections
But it cannot make a negative impact on your credit score.Yeah I tried this doesn’t work it goes to collections
Tell that to the credit card companies and the mortgage brokers. If it shows as a collection and past due you bet you ********* it affects your credit scoreBut it cannot make a negative impact on your credit score.
It's not easy but I'll snap a pic of the bill that was passed that I sign before surgery every week. Ofcourse all CC and Mortg want their money but can only do what state law allows. Now they hassle the ship out of you but they themselves cannot affect your. Credit score. Has to be over a certain limit.Tell that to the credit card companies and the mortgage brokers. If it shows as a collection and past due you bet you ********* it affects your credit score
So I guess my mortgage broker was wrong when a bill for $150 went to collections that I never received and the underwriters wanted to pull out when I refinanced last year. Just speaking from personal experience. That one medical collections dropped my credit score from 720 to 670 and I had to delay closing a month to get that taken care. So again yes it effects your mortgage and credit scoresIt's not easy but I'll snap a pic of the bill that was passed that I sign before surgery every week. Ofcourse all CC and Mortg want their money but can only do what state law allows. Now they hassle the ship out of you but they themselves cannot affect your. Credit score. Has to be over a certain limit.
Rick, I'm very familiar with the bill you are referring to, and it only protects you in the case of EMERGENCY OUT OF NETWORK charges. See below:It's not easy but I'll snap a pic of the bill that was passed that I sign before surgery every week. Ofcourse all CC and Mortg want their money but can only do what state law allows. Now they hassle the ship out of you but they themselves cannot affect your. Credit score. Has to be over a certain limit.