PO4 that high with a 0.01 TDS..................something isn't right there.
I would double check both, maybe recalibrate your TDS meter or your PO4 checker is off.
I change the Sediment filter every 100 gallon cause our water is just full of crap here.
The micron carbon blocks and I have two will change when the TDS is 0.03
And the color-changing DI resin filter speaks for it self, but Probably when about 75% of it is changed color it will go.
The RO about every year, I have one of Rush's (BFS) new MAXR RO membranes, they are superior I must say.
I might do over kill by changing to soon on my filters but I just don't want to Crash the coral party, I have it where I want to be.
Again everybody is different in the system of changing the filters, I just don't want to re-event the wheel, as you know what I mean!!
Maybe Rush can chime in on this.